Tacos in a dip format.
Combine the sour cream and taco seasoning packet in a small bowl and mix well. Set aside.
Heat the refried beans to make it easier to spread. Using a microwave 30 seconds at a time until beans are warm enough to spread. Spread over the center of a serving platter or in a shallow dish.
Sprinkle half of the cheese evenly over the beans. Spread the guacamole over the cheese, then sprinkle diced onion over the guacamole.
Next, spread the seasoned sour cream over the onions. Sprinkle the green onions, then tomatoes evenly over the sour cream.
Finish up by tossing the remainder of the cheese over the tomatoes & topping the dip off with the cilantro. Serve dip with tortilla chips.